On the 12th of April Platinum Bank presented its financial innovations laboratory –Platinum Lab, the platform for developing digital banking technologies.
Platinum Bank offers its clients the new features of its internet bank PtClick. It’s now even simpler for the new clients to get internet banking services – anyone can simply fill out the application on the site ptclick.com.ua in the section called “Join”, without the need to visit the bank’s branch office.
Since January 2016 Platinum Bank offers a credit line for payroll cards. Clients who use this new service can, in addition to payroll funds, use the sum equal to 50% of the average monthly incoming receivables for 2 months.
Shortly before the New Year, Platinum Bank has started an All-Ukrainian Contest for children “My Fairy-tale Hero”. Between the 10th and 19th of December any child could draw his or her favourite fairy-tale hero and bring the drawing to any point of sale of Platinum Bank. The main highlight of the contest is that the fantasy of young dreamers comes “true” - the winner-pictures transform into stuffed toys, which are unique, because they were made as close to the kid’s drawing as possible.
According to the rating of Forbes, Platinum Bank is listed on the 12th place in the TOP-20 of banks by the acquired retail deposits. The rating was drawn in accordance with the bank’s indices for the period between the 1st of January 2014 and the 1st of January 2016. During the latest three months the bank has attracted 342 MIO UAH in deposits, which shows the high level of clients’ trust.
In the IV quarter of 2015 Platinum Bank loaned almost half-billion UAH to the citizens of Ukraine. These funds became good support for Ukrainians during these uneasy times. The bank offers its clients loans for the goods or in cash, at that providing the possibility of a “rescheduled loan”, i.å giving the option to pass one or two monthly payments if necessary.
Since December 2015, Platinum Bank offers its clients a new type of product – savings (deposit) certificate. The main advantage of the certificate is a guaranteed possibility to obtain the full sum of the deposit by the end of the term at once, without the NBU’s limitations, in the currency of the deposit.
Platinum Bank, in association with Areon Consulting, has successfully completed the implementation of a new, client-oriented concept of dealing with troubled debt, which provides the possibility to efficiently manage interaction processes, optimize outgoing communication and decrease information load on the client.
About 170,000 of Platinum Bank’s clients have used the possibility to postpone the repayment of the loan with the help of “Rescheduled Loan” service. The unique service was introduced by the bank in 2013, and it has been simplifying the life of Ukrainians for two years. The popular product will be prolonged into 2016 as well.
Platinum Bank offers the employees of companies, which have signed an agreement, loyal loan-provision conditions: they can get a loan at Platinum Bank with a lower interest rate. As of today, Platinum Bank collaborates with a wide range of companies and offers all types of banking services to the companies, as well as to their employees.
IMB Group Public Limited (herewith “Platinum Bank”) finished fiscal year 2008 with a consolidated net loss of $ 4.90 million compared with a consolidated net loss of $ 8.21 million in 2007. In addition, Platinum Bank finished the year with over $38 million in cash and cash equivalents and it’s Ukrainian bank subsidiary finished the year with over 68% banking capital adequacy.
In April 22, 2009 a general shareholders meeting of JSC «First All-Ukrainian Bureau of Credit Histories» took place. Platinum Bank is one of the shareholders of the Bureau. At the meeting Platinum Bank has been the most active participant in working with the Bureau in the transfer of credit information to the database of the Bureau, making queries to credit histories, as well as maximizing the use of other instruments of Credit Bureau in order to minimize credit risks, with this encouraging other market players to do likewise.
At April 14, 2009, a press-conference «Platinum Bank takes crisis in allies» took place, it was devoted to the official start of the process of Platinum Bank re-branding. The press conference was attended by Greg Krasnov, General Director of Platinum Bank, Elena Frankivska, Sales Director, Member of the Board of Platinum Bank and Todd Esposito, Finance Director, Member of the Board of Platinum Bank. Special guest was Natalia Yaresko, managing partner and co-founder of Horizon Capital, the main shareholder of Platinum Bank, that holds 31.4% stake in the bank.
At March 11, 2009 in accordance with the requirements of the new edition of the Law of Ukraine «On banks and Banking» CJSC «International Mortgage Bank» was registered as OJSC «Platinum Bank» in a single register of enterprises and institutions of Ukraine.In compliance with regulatory requirements of current legislation of Ukraine to the legal form of the bank coincided with the beginning of the process of rebranding CJSC «MIB». Thus, a shift to a new legal form and consolidate a new bank brand - Platinum Bank took place.
At February 25, 2009 Platinum Bank (formerly JSC «International Mortgage Bank») and the Fund for Eastern Europe open two computer classrooms, Kryviy Rig.The representatives of Platinum Bank and the Fund for Eastern Europe transfer to ownership the equipment, which was used by bank, to home-school #1 and the social organization «Shelter».