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Platinum Bank Offers its Clients Loan with Holidays

From the 3d of November, the clients of Platinum Bank can get the loan for the purchase of goods or in cash, and – if needed – they can miss one or two monthly repayment instalments.

 Platinum Bank makes a step towards clients and updates the product with holidays, thus giving the clients an opportunity to postpone the installment of the repayment to the end of the term twice a year.

  “We understand the needs of the clients and their worries, hopes and expectations. Due to this, we know which products to offer. This is why the concept of “Loan with Holidays” was born when we were thinking over how we can make the client confident that the bank cares about him or her. Nowadays people are afraid that if they find themselves in some unexpected circumstances, because of which they will be unable to repay the loan, the bank will not take into consideration their situation. We offer a way out, when a client can postpone the repayment without even having to explain the circumstances. And thus go on holidays from the loan repayment,” – says Kateryna Ladyzhenska, Sales and Marketing Director, member of the Board of Platinum Bank.

 In November 2013 Platinum Bank became the first bank to offer its clients a consumer loan with holidays. Now the bank offers an updated version of the product, in which you can postpone 2 installments.

“We are aware that nowadays clients have troubles with timely repayment of the loan due to many different circumstances – the situation in the country, instability, plus there always are family issues. We are all human and we understand perfectly well that we should meet each other halfway. Thus, we improved our product and now our clients can postpone 2 repayment instalments in one year. We are sure that this update will be very well received by our clients,” - comments Olga Parkhomenko, Head of the Department for Product Elaboration and Support of Platinum Bank.

“Loan with Holidays” responds to the needs of the clients and takes into consideration the current economic situation. This product offers:

  • comfortable way out of the complicated situation incurred within the loan term;
  • client doesn’t get into the arrears;
  • client keeps a clean credit history.

“Loan with Holidays” can be taken for the purchase of goods or in cash. In order to go on holidays from the loan repayment, you only need to make a phone call to the bank minimum 3 working days before the repayment due date and notify the bank of your wish to use the holidays. At that, you don’t need to explain the reasons for doing so to the bank and you don’t need to spend time on visiting the branch office. 


For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
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