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Press-releases

03.06.2014

Credit-Rating Confirmed the Rating of Platinum Bank on the uaA+ Level



On the 30th of May 2014, an independent rating agency “Credit-Rating” announced about the confirmation of the ua+ level of long-term credit ratings of Platinum Bank, as well as ratings of the issued registered interest bearing unsecured bonds (series C, D, ) of the bank for the total amount of 700 MIO UAH on the ua+ level. Rating prognosis - stable.

For the confirmation of credit ratings, the agency used the financial statements of Platinum Bank for 2012–2013 and for the 1st quarter of 2014, as well as inner information, provided by the bank in the course of the rating process.

“The confirmation of our rating we perceive as the indicator of stable and positive development of our bank. For potential and existing clients the prognosis of the rating is stable – it’s the possibility to define the financial market player, which meets the maximum amount of one’s requirements. We, in our turn, received the confirmation of being a reliable and stable bank, which can be trusted under any conditions and in any situation,” - comments Andrzej Olejnik, Chief Sales and Marketing Officer of Platinum Bank.

The borrower or a separate debt instrument with the uaA rating is characterized by higher creditworthiness in comparison with other Ukrainian borrowers or debt instruments. The level of creditworthiness is sensitive to the influence of unfavorable commercial, financial and economic conditions. Signs «+» and «-» mark the intermediate categories (levels) of the rating relative to the main categories (levels).

Stable prognosis shows current absence of preconditions for changing the rating within a year.

Factors, supporting the level of credit ratings:

  • strong market positions in the segment of credit provision to individuals;
  • diversification of the client’s credit portfolio regarding the major borrowers;
  • diversification of the resource base regarding the major lenders;
  • acceptable indicators of the principal activity efficiency;
  • informational openness and transparency.

 



For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its pay.ptclick.com.ua platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
Follow Platinum Bank on Facebook

For Your Reference:

Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.

One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.

Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its pay.ptclick.com.ua platform and Platinum Lab – a lab of financial innovations.

At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.

Follow Platinum Bank on Facebook

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