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Credit-Rating Rated Platinum Bank on the uaA+ Level

On the 30th of July 2013, an independent rating agency “Credit-Rating” rated Platinum Bank with the long-term issue credit rating of registered interest bearing debenture bonds for the total sum of 200 MIO UAH on the ua+ level.

The rating is due to the higher creditworthiness, demonstrated by the Platinum Bank, in comparison with other Ukrainian borrowers. This is also confirmed by a prognosis – the rating is “stable”, which means currently absent preconditions for changing the rating within a year.

“For us, being rated thus – is a proof of stability of our work. And for our clients – it is one more clue to make the right decision about choosing a partner bank. This rating proves that we provide quality services independent of any economic or political factors. That is why our clients can feel secure and confident about the future”, - says Greg Krasnov, Chief Executive Officer of Platinum Bank.

In the process of credit rating, the financial statements of Platinum Bank for 2008–2012 and for the 1st half-year of 2013 were examined, as well as inner information, provided by the bank in the course of the rating process.

Factors, supporting the level of credit ratings:

• market positions – the broadening of sale channels resulted in considerable growth of the client base;

• diversification of the client’s credit portfolio regarding the major borrowers;

• diversification of the resource base regarding the major lenders;

• balance between the assets and liabilities in relation to the clearance time;

• acceptable indicators of the principal activity efficiency;

• informational openness and transparency.


Platinum Bank ( – is a specialized retail bank, which since 2005 has been offering deposit and loan products for individuals through a network of branches and points of sale across Ukraine. Major shareholders of Platinum Bank are international investment funds Horizon Capital, East Capital Financials Fund, bank management and IFC (World Bank subsidiary).

Platinum Bank is listed in the TOP-10 of the most reliable banks (according to the “Expert” publication).

Platinum Bank is recognized as the only “inspiring bank” in Ukraine (according to the “Companion” publication).

According to the rating by “GVardia” publication, Platinum Bank is listed in TOP-3 of the most socially responsible and transparent companies of Ukraine.


For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
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