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Platinum Bank received confirmation of credit rating at uaA+

Platinum Bank received confirmation of long-term credit rating at uaA+ from Independent Credit-Rating Agency "Credit-Rating". Issue of registered coupon bonds (series A) with total value of 100 million UAH was also confirmed. Rating assessment is stable.

To affirm the credit ratings the agency considered financial statements of Platinum Bank for 2010-2011 and I-III quarters of 2012, as well as other inside information submitted by the bank within the rating procedure.

"The affirmation of our rating we accept as an indicator of constant and positive development of Platinum Bank. For us it is another step on the way to formation and further consolidation of our position on the Ukrainian banking market, as well as confirmation of efficiency of business leading strategy that have been chosen by us. For potential and existing clients the rating assessment as stable is a possibility to determine a market player that suites them at most. In return we again received a confirmation that we are reliable and stable bank whom you can trust", - Greg Krasnov, the CEO of Platinum Bank, comments.

A borrower or separate debt instrument with uaA credit rating is characterised by high credit solvency in comparison to other Ukrainian borrowers and debt instruments. The level of credit solvency is sensitive to the influence of adverse commercial, financial and economic conditions. A plus "+" and a minus "-" characters indicate intermediary categories (levels) relative to the principal categories (levels).

Stable forecast indicates that currently there are no preconditions to change the rating in the course of the year.

Factors maintaining the credit rating:

  • improvement of market conditions due to the expansion of sales channels and clients base;
  • client loan portfolio diversity on key borrowers;
  • acceptable capitalisation indices;
  • funding base diversity;
  • information openness and transparency.


Platinum Bank ( ( is a specialized retail bank providing deposit and loan products to individuals, small and medium-sized business through a network of outlets and customer service centers all over Ukraine since 2005. The main shareholders of Platinum Bank are international investment funds Horizon Capital, East Capital Financials Fund, the senior management of the Bank and IFC (a subsidiary of the World Bank).

Platinum Bank became a winner in the nomination “Best Retailer Bank” in the rating of “Ukrainian Banker Awards 2011” (“Investgazeta”).

Greg Krasnov, the CEO of the Platinum Bank received the award “The Financier of the Year 2011” within the nationwide price “Person of the Year - 2011”.


For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
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