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Deposit Golden Steps is for unlimited business opportunities

Platinum Bank offers legal entities and private entrepreneurs a chance to increase their capital, meanwhile providing a free access to the funds – deposit “Golden Steps”. The main advantage of this deposit scheme is its flexibility and mobility.

“Among the distinctive features of modern business in Ukraine are its dynamics and rapidness. People have less time to make a decision and executing of posed tasks, that can change any minute, demands them to be in several places at the same time. The deposit for the owners of such businesses is not only a tool of increasing their capital, but also an operational instrument of their activity, that is why it has to be very flexible. And the deposit “Golden Steps” is exactly this. It is flexible and mobile to the extent the conditions of the modern business sphere require”, - Andrzej Olejnik, Chief Marketing Officer Platinum Bank commented.

This deposit has no time limits and the funds could be claimed and withdrawn at the moment it is needed. Also this product doesn’t have restrictions on minimum or maximum amounts of the deposit. The funds can be increased or decreased without any limitations, and to manage the account you don’t have to be present at the branch of the bank, where the deposit was opened, as far as with the deposit “Golden Steps” you can do it online, using the “Internet Banking” system.

“During development of the deposit scheme “Golden Steps” we considered the requirements of corporate clients and we were driven to create such a product that would be at most supportive and profitable to the business. The interest rate depends on the actual account balance at the end of the day. In case of an increase or decrease of the deposited amount the interest rate automatically increases/decreases correspondingly”, - Alexander Popov, Head of Corporate Clients department of the Platinum Bank says.

If the amount of the deposit is up to 250 thousand UAH the interest rate is 3%, if it is up to 500 thousand UAH – 4%, from 500 thousand UAH to 1 million UAH – 5%, more than 1 million UAH – 6%.

For more detailed information on the conditions of the deposit “Golden Steps” please visit the corporate bank website


Platinum Bank is a specialized retail bank providing deposit and loan products to individuals, small and medium-sized business through a network of outlets and customer service centers all over Ukraine since 2005. The main shareholders of Platinum Bank are international investment funds Horizon Capital, East Capital Financials Fund, the senior management of the Bank and IFC (a subsidiary of the World Bank).

Platinum Bank became a winner in the nomination “Best Retailer Bank” in the rating of “Ukrainian Banker Awards 2011” (“Investgazeta”). Greg Krasnov, the CEO of the Platinum Bank received the award “The Financier of the Year 2011” within the nationwide price “Person of the Year - 2011”.



For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
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