Press-kit
March 2011 - Platinum Bank entered Top 20 banks in lending the individuals in national currency. According to the NBU, as of January 1, 2011 Platinum Bank occupied the 16th place among the Ukrainian banks for lending the individuals in local currency.
February 2011 - Platinum Bank completed the acquisition of Home Credit Bank Ukraine. All regulatory approvals from the National Bank of Ukraine and the Ukrainian antimonopoly office had been received.
December 2010 - Platinum Bank signs an agreement to acquire Home Credit Bank Ukraine. Platinum Bank and Home Credit B. V. are pleased to announce they have agreed on a transaction according to which Platinum Bank shall acquire and Home Credit B.V. shall sell a 100% stake in PJSC Home Credit Bank Ukraine headquartered in Dnipropetrovsk.
September 2010 - Bank expands its branch network, opened an office in the new megacity - in Zaporozhe.
April 2010 - decided to amend the Charter of Platinum Bank. Changes were caused by the need to bring the Charter of the Bank in accordance with the Law of Ukraine "On joint stock companies”, namely, changing the name of the legal form of a Joint Stock Company to the Public Joint Stock Company, as well as other requirements of the Act.
February 2010 - Platinum Bank begins an organic development of a network of offices in key regions of Ukraine. Bank opens new branch in megacity - in Odessa.
September 2009 - introduction of new deposit products, developed under the new customers' needs in times of crisis. Introduced five new deposit products that allow customers to choose their partner bank, to have free access to their money, to earn extra income, to accumulate the required amount for a big purchase and always be prepared for unexpected purchases.
April-May 2009 - the re-registration network of branches and points of sales carried out throughout Ukraine under the new brand standards of Platinum Bank.
2009 April – redesign of the branch and POS's all over Ukraine in accordance to new Platinum Bank standards took place.
2009 March – In accordance with the requirements of the new wording of the Banks and Banking Activity Act International Mortgage Bank was registered as Platinum Bank in the Single Register of Enterprises and Organizations of Ukraine. Thus, a shift to a new legal form took place – OJSC (similar to a public limited company).
2007 May - IMB Group completes an additional issue of shares to an amount of $100 million. The price of a share was $79.92 with the company’s equity being increased up to $263.5 million following financing completion. The existing shareholders Horizon Capital, East Capital and US Investment Bank, other minority shareholders invested $56.2 million in the additional issue while the balance of $43.8 million was invested by Warburg Pincus, the global private equity firm.
2007 March - IMB enters into a contract for a 10-year, $7 million loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan with IFC, the private sector arm of the World Bank Group. This is IFC’s first housing finance credit line in Ukraine.
2007 February - IMB Group signs an agreement with Financierings-Maatschappij voor Ontwikkelingslanden (the Netherlands) for an additional $6.5 million long-term debt financing.
2006 December – IMB signs an agreement with Financierings-Maatschappij voor Ontwikkelingslanden (the Netherlands) for $5 million long-term debt financing.
2006 June – IMB Group issues 46% of new shares to new Western shareholders and raises $31.5 million of additional equity.
2006 May – Gregory Krasnov is appointed Chief Executive Officer of IMB Group Holding. A new business plan and strategy are created.
2006 April – IMB Group - a holding company registered in Cyprus - is formed jointly by Horizon Capital and Favorit Capital.
2005 November – Favorit Capital starts originating Sales Finance loans under the trade mark Family Credit.
2005 October – Amber Capital (Poland) sets up Favorit Сapital – a credit intermediary for Sales Finance.
2005 March – IMB signs an agreement with Overseas Private Investment Corporation (USA) for $30 million long-term debt financing.
2005 January – International Mortgage Bank receives a banking license from The National Bank of Ukraine. 100% of the shares are owned by Horizon Capital.
2004 February – Horizon Capital starts an International Mortgage Program in cooperation with ProCredit Bank.
Platinum Bank is an international retail bank. In accord to its development strategy Platinum Bank provides simple and clear products and services to its Customers. We thoroughly work to deliver best results to shareholders, gain a reputation as the “employer of choice” in the Ukrainian banking community and contribute to the communities where it conducts business.
Our goal is to:
- Development of short-term crediting, cash loans and cash cards
- Attraction of deposits
- Build clear and close to our Customers brand
- Gain a reputation for social responsibility in our community
- Deliver high returns for our shareholders
Platinum Bank management is an international qualified team of professionals which understands banking sectors of Ukraine and has a great experience in banking sphere.
Gregory Krasnov
Chief Executive Officer
Mr. Krasnov joined Platinum Bank as CEO in April 2006, when Platinum Bank holding was created through the merger of IMB and Family Credit. Before the merger, Mr.Krasnov was the leading co-founder of Family Credit. Mr.Krasnov drove the creation and execution of the new strategy of the company, including development of the platform for further growth, attracting the new members of the management team, and securing significant incremental international funding. Prior to joining Platinum Bank, Mr. Krasnov gained over 10 years of international private equity experience at Bank of America Equity Partners (US and Western Europe) and Innova Capital (Central Europe). He holds a Masters degree from Cambridge University (UK) and a B.S. (summa cum laude) from Arizona State University. He is a Ukrainian-born U.S. Citizen and speaks English, Polish and Russian.
Elena Frankovskaya
Head of Sales, Member of Platinum Bank Management Board
Ms. Frankovskaya has devoted over 12 years to the Ukrainian banking sector. Prior to joining Platinum Bank she was a Vice-President of Nadra Bank managing the day-to-day activities of over 650 employees. Prior to Nadra Bank, Ms. Frankovskaya was a Head of Funding Operations Department with LegBank and was responsible for emission and funding activity of the bank. She holds Master's Degree in Finance (summa cum laude) and MBA from Kyiv National Economic University.
Todd Esposito
Chief Financial Officer, Board Member of Platinum Bank
Mr. Esposito joined Platinum Bank in 2006 from Alfa Banking Group Russia, where he was a Board member, Chairman of the Budget Committee and Tender Committees, responsible for Financial Planning and Investor Relations. He has over 15 years experience in Central/Eastern European and CIS banking sectors, holding positions within GE Consumer Finance and Alfa Bank Russia. He is a U.S. citizen and holds a B.S. (summa cum laude) from Syracuse University. Todd speaks English, German, Russian and Czech.
Peter Barcak
Chief Risk and IT Officer, Board Member of Platinum Bank
Mr. Barcak joined Platinum Bank in March 2007 from VUB, Slovakia , where he served as a Head of Risk Management responsible for all retail credit cycle functions. Before joining VUB, Slovakia Mr. Barcak was an employee of Citibank Prague, working as Credit Policy and Initiation Head. His first working position was corporate credit analyst in BNP – Dresdner Bank, Prague. Mr. Barcak is a Slovak citizen, holds degree from University of Economics Bratislava and speaks English, Czech, Slovak and Russian.
| Business figures(UAH mln.) | 4Q'10 | 1Q'11 | 2Q'11 | 3Q'11 |
|---|---|---|---|---|
| Quarterly consumer loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan disbursements | 262,91 | 195 | 252,94 | 396,43 |
| Quarterly SME loans disbursements | -- | 4,00 | 1,98 | 13,05 |
| Quarterly cash loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan disbursements | 48,88 | 83,61 | 204,91 | 352,43 |
| Total disbursements by quarter point | 311,79 | 283,10 | 459,83 | 761,91 |
| End of period total mortgage loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan portfolio (net) | 629,17 | 600,87 | 576,49 | 559,08 |
| End of period total consumer loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan portfolio (net) | 407,18 | 435,11 | 513,03 | 664,14 |
| End of period total SME loans portfolio (net) | -- | 4,00 | 5,40 | 30,02 |
| End of period total cash loans portfolio (net) | 67,84 | 119,46 | 266,46 | 499,86 |
| End of period total other loans portfolio (net) |
-- | 469,65 | 373,61 | 218,38 |
| Operating margin | 108,01 | 111,08 | 149,51 | 203,10 |
| Quarterly net income before tax | 25,27 | 1,43 | 20,09 | 28,60 |
| Total equity | 667,07 | 673,50 | 696,77 | 733,03 |
| международный банк | банк депозит | депозит | депозит Киев |