Our advantages

Platinum Bank - international bank, which operates on Ukrainian market since 2005 and serves more than 500 000 customers. The founder of the bank is Horizon Capital, a private equity fund manager, as well as world-known investors and shareholders such as East Capital, IFC (member of the World Bank). International investors and shareholders promote the development of Platinum Bank and introduction of western management standards, which allow customers to feel comfortable and confidence in their investments. 

Platinum Bank takes an active part in the development of the Ukrainian banking system and is a member of the following organizations: First Ukrainian Bureau of Credit Histories, and Ukrainian credit-banking union; American Chamber of Commerce, European Business Association and Visa International. 

Platinum Bank – is one of the investors and shareholders of CJSC “First Ukrainian Bureau of Credit Histories”. The Bank takes an active role in the cooperation with the Bureau in order to counteract and reduce fraud. Using on-line systems for verification of potential borrowers and balanced risk management, the bank has a high quality loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan portfolio. 

Safety of our Customers is provided by many factors such as:

• Capitalization of Platinum Bank exceeds NBU standard in 4 times (not less than 9%);
• Liquidity of Platinum Bank exceeds NBU standard in 27 times (not less than 40%);
• Good balance between short-term and long-term loans and debt capital;
• Platinum Bank is the only bank in Ukraine which has the trust of all international financial organizations (IFI): OPIC, IFC, FMO, EBRD (European Bank of Reconstruction and Development). The Bank obtained from these organizations the funding in form of loans or capital in the amount of more than $140 million;
• Since 2005 the Bank is the member of Guarantee Deposit Fund for individuals, which provides an additional protection for customer deposits.