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Platinum Bank Introduces Prosto-Karta to the Market

Since the 26th of March, Platinum Bank offers its clients “Prosto-Karta” – a new credit card with the simplest terms and conditions of crediting and service. Among the unique characteristics of “Prosto-Karta” is the fixed payment, made by the client, when the card is being used, with no other payments or commissions for the service.

The idea of creating the simplest credit card possible came to Platinum Bank after the series of surveys, conducted in the big cities of Ukraine. It turned out, that the Ukrainians have formed a set of preconceptions regarding the credit cards. These preconceptions were the result of numerous hidden commissions, tangled provisions of bank agreements in fine print, long waiting lines in the branch offices. Even people, who already are using credit cards, rarely feel comfortable doing so due to the range of factors: from not knowing the exact amount of commission

a kind of the bank fee for the services provided to the Client subject to the conditions of the concluded agreement. The amounts of the bank commissions are set by the bank tariffs constituting a part of the agreement. Commissions stated in the tariffs do not include amounts paid by the Client as per tariffs of outside organizations he/she chose for money transfer to repay the loan.
Commission for money withdrawal in ATMs to the lack of understanding how much would it cost in general to use the credit card.

more details in the press-release.


For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
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