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News

14.03.2011

Demand for cash loans is growing



According to Platinum Bank research and the sales results the demand for cash loans among the Ukrainian population is growing rapidly. Unsecured cash loans for various needs are of particular interest. Interest to this type of loans is prevailing in cities with population over one million, while in smaller cities such loans are in less demand. Ukrainians would basically get cash loans to buy major household appliances and house repair - 25, 2% and 23, 3% respectively.
 
Contrary to stereotypes the client who would like to get the cash loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan is not only concerned in interest rate and credit value. After the crisis the leading factors of the choice became such indicators as the stability of the bank reputation and its reliability (70%), relatives and friends’ positive experience of cooperation with the bank (over 37%) and the bank employees qualifications (about 24%).Various actions/gifts and appearance of the bank are important only for 1% of the applicants who would get the cash loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan .

According to statistics of the credit agreements conducted in Platinum Bank on February 2011 the increased number of contracts compared to February 2010 made up 615%.

On the bank corporate website there is a specially developed loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan calculator which allows you to choose the desired amount and to calculate a convenient monthly payment

an amount to be transferred by the Client to his/her account with the bank on a monthly basis to repay the loan under the loan agreement. The monthly payment is calculated at the agreement conclusion and shall not be subject to change throughout the entire loan repayment period (exclusive of the last adjusting payment, which is typically smaller).
Monthly payment . Moreover we suggest the possibility of phone consultation at a convenient for the customer time.

More details in the press-release.



For Your Reference:
Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.
One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.
Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its pay.ptclick.com.ua platform and Platinum Lab – a lab of financial innovations.
At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.
Follow Platinum Bank on Facebook

For Your Reference:

Platinum Bank is one of the biggest players in the national banking system. It belongs to the 1st Group of Banks according to the rating of the National Bank of Ukraine (over 0.5% of assets of the Banking System of Ukraine). Its regional network includes 69 branches and 1080 points of sales in various regions of Ukraine.

One of the top strategic priorities of Platinum Bank is transactional business. In 2016 Platinum Bank became one of the leaders in crediting for individuals among Ukrainian banks. It is also one of the annual leaders on the market in consumer credit segment.

Also, Platinum Bank is actively working on its Digital Bank project. Among others, it actively develops its pay.ptclick.com.ua platform and Platinum Lab – a lab of financial innovations.

At the same time Platinum Bank actively engages more and more corporate clients, first and foremost in distribution and IT business.

Follow Platinum Bank on Facebook

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