Fact sheet (Consolidated)

Business figures(UAH mln.)4Q'10 1Q'11 2Q'11 3Q'11
Quarterly consumer loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan disbursements 262,91 195 252,94 396,43
Quarterly SME loans disbursements -- 4,00 1,98 13,05
Quarterly cash loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan disbursements 48,88 83,61 204,91 352,43
Total disbursements by quarter point 311,79 283,10 459,83 761,91
End of period total mortgage loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan portfolio (net) 629,17 600,87 576,49 559,08
End of period total consumer loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan portfolio (net) 407,18 435,11 513,03 664,14
End of period total SME loans portfolio (net) -- 4,00 5,40 30,02
End of period total cash loans portfolio (net) 67,84 119,46 266,46 499,86
End of period total other loans portfolio (net)
-- 469,65 373,61 218,38
Operating margin 108,01 111,08 149,51 203,10
Quarterly net income before tax 25,27 1,43 20,09 28,60
Total equity 667,07 673,50 696,77 733,03

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