Loan on deposit
- Possibility to use available funds without terminating the deposit agreement and losing interest.
- Swift loan solution with the minimal set of documents.
- Early loan repayment without penalties.
- Loan can be provided on the security of the individual’s deposit as well.
Benefit from the advantages of this offer:
- Term of the loan: term of the deposit minus 5 calendar days.
- Currency of the loan: UAH, USD, EUR (may differ from the currency of the deposit).
- Sum of the loan: up to 95% from the amount of the securing deposit.
- Loan security: deposit at Platinum Bank.
- Type of the loan: term loan or line of credit (revolving or non-revolving).
- Attractive interest rate.
The list of documents, needed for the provision of the loan, you can find following the links:
Western quality of service
- We believe that our customers - our partners, who deserve the best!
- Our staff is a team of qualified experts, whose main task - to explain all the details of our products and find the best solution for each client
- Our customers know they can express their opinion about us and our products through a program of "5 kopecks". None of opinions is ignored. Read more here
- We understand that the adoption of a financial solutions is an important point, so the layout of our offices aims at creating a relaxed and comfortable environment. Comfortable and beautiful branches of our bank are located in the top central sites of Ukrainian cities, and their number is constantly growing. Learn where to find us here
Reliability of the highest grade – guarantee of partnership
- One of the most liquid banks in Ukraine. Read more here
- Reliable western shareholders provide a complete business transparency. Find out who owns our bank here
- The high creditworthiness stands for the long-term rating «uaA». More details here
- The management of the bank is performed by experienced Western and Ukrainian managers. Meet our leaders here
- We are a socially responsible bank. We believe that the bank is a part of the community, so we are implementing various projects, the purpose of which is to help people of Ukraine. Read more here
Step 1 - Optional - consultation by phone
Get answers to your questions while staying at home or at work by telephone consultation. Send us your request or contact us yourself.
Telephone advisory service allows you to:
- Get all answers and learn what maximum amount of credit based on your income would be
- Make an appointment at the bank's department at your convenient time to avoid queues and waiting
- Step 2 - Collection of necessary documents
Step 3 - Application for Credit
Our experts will:
- give full details of loan terms and credit arrangement process
- help to fill out an application for credit, conduct an economic and financial analysis based on which decision to issue a loan will be taken and a maximum possible amount of credit be calculated
- contact you to tell you a decision of the bank
- appoint a meeting at the office to sign a loan agreement and to get money at the time which is convenient to you
Step 4 – Signing of agreement and receiving of money!
- Before signing a loan agreement, our experts will explain in detail all terms and conditions of that agreement and will answer all your questions
- Organize a meeting of all parties involved at the office
- After signing the agreement, you will have access to money
Where will you have an opportunity to get a loan?
You may get details of lending conditions and arrange loan at branches of Platinum Bank.
What period of time may a loan be valid?
Term of lending: term of deposit minus 5 calendar days
- What documents are necessary to arrange a loan?
What amount of loan may you negotiate?
Loan amount: up to 95% from the amount of the securing deposit