Consumer loans
Insurance
As additional services we offer you the following insurances:
- Theft and damage insurance
- Extended warranty
Insure yourself against unfortunate events!
What advantage do I get with insurance?
- You don’t have to worry about things like theft, breaking of the good, fire, flooding and many others
- The insurance process is extremely quick and is a part of the lending process
- It covers a broad range of goods (see details in the loan agreement an agreement between the bank and the Client on a procedure (conditions) of the loan disbursement and repayment. Loan agreement )
What is it?
It’s an additional insurance, sold at all Platinum Bank POS's, which covers your damages in case of:
- Fire, explosion
- Flooding
- Third party criminal activities: theft, vandalism
What is the term of the insurance?
Insurance is valid during the whole term of the loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan . It becomes effective as soon as you sign the loan agreement an agreement between the bank and the Client on a procedure (conditions) of the loan disbursement and repayment. Loan agreement and will be valid till the full repayment of the loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan .
How to apply?
You can buy the insurance at any of Platinum Bank POS's during the loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan singing process.
What is it?
It is an additional service available at all Platinum Bank POS's to all clients.
It is an additional insurance in case:
- The acquired good was constructed improperly and breaks during usage
- The good you required is damaged due to electricity malfunction
For what term can I get the insurance?
The insurance is valid for 1 year and becomes effective on the day the producer’s guarantee runs out.
How do I apply?
You can buy the insurance while applying for a loan money disbursed to the Client by the Bank for a certain period and on terms as specified in the agreement. Loan at any of our POS's.
What is it?
Life insurance is an insurance stipulating for repayment of the unrepaid credit paid and interest for its use in case of occurrence of the following events:
- creditor's death regardless of its reason;
- customer’s disability (of the 1st or 2nd group without labor capacity) regardless of the reason.
For what term can I be insured?
The life insurance is executed for the credit contract term and enters in force upon its signing.
How is it executed?
You can execute this type of insurance in our insurance sales outlet simultaneously with signing of your credit contract.
Product peculiarities
- The life insurance is an integral part of all bank credit products..
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