You can purchase various household appliances, construction materials, computer hardware, mobile phones, interior items and many other things. You can buy on credit any and all goods sold by our partner shops.

Visit any Platinum Bank POS in your city. You can find the nearest POS by clicking here. Our consumer lending manager will be glad to inform you about our products and services. Make sure you have your passport and your TIN certificate with you. Our sales representative will lead you through the application filling out and loan agreement signing process.

Visit any Platinum Bank POS in your city. You can find the nearest POS by clicking here. Our consumer lending manager will be glad to inform you about our products and services. Make sure you have your passport and your TIN certificate with you. Our sales representative will lead you through the application filling out and loan agreement signing process.

Monthly payments can be made at any branch of Oshchadbank OJSC, Pravex-Bank JSCB, Raiffeisen Bank Aval OJSC, CredoBank OJSC, ProCreditBank CJSC, UkrEximBank OJSC, UkrSotsBank JSCB, UkrSibBank JSICB or at Ukrposhta offices.

Can I receive it during the agreement validity period? Is the interest capitalized? The interest on all deposits is accrued on a monthly basis, and you can withdraw it from your current account at any time. Presently, we do not offer the product with interest capitalization.

You can replenish your deposit at any convenient time at our bank’s nearest POS.

We receive deposits for the terms of 14 days to 18 months. You can make deposits for any term, even for 1 day, if you have chosen the On Request Deposit.

You have to assess reliability of the bank before you place a deposit. Analyze the major economic figures indicators of the bank, special attention being paid to liquidity. Estimate the shareholding structure and find out if the bank is a member of the Individual Deposit Guarantee Fund. Platinum Bank has the best liquidity figures in Ukraine: the current liquidity level is 753,7%, with the NBU norm of at least 40%, the bank capitalization is 4 times higher than the NBU norm and equals to 39,2%.

Your monthly payment date is fixed in your loan agreement, should you fail to pay on the stated date, a past due payment on your loan appears. Under your loan agreement, a penalty is charged per each day of delay after the monthly payment date. In this event, you have to use all efforts to make the loan payment as soon as possible to reduce the late payment fee.

 Any person can make your monthly loan payment at your request. It is important that in any case you are responsible for making your loan payments in a timely manner.

We understand that a number of factors may result in difficulties in making your loan payments. Please keep in memory that the bank granted you a loan for a definite period of time fixed in your loan agreement. If, for some reasons, you stop making monthly payments and you did not repay the loan to the bank in full, we strongly recommend you to resume payments at the earliest opportunity. It is important to realize that when you do not make monthly payments, the penalty is charged on your loan, and your next payment will have to include you monthly payment and the charged penalty amount. If you do not resume the loan repayment, your loan will become a problem loan, and the bank has the right to enforce collecting the debt.

Credit Bureaus are active on the Ukrainian banking market. With a borrower’s consent, all information on loans given to a person is stored at such Bureaus. There is a possibility to learn from this database if a borrower is disciplined to make monthly payments on time, if there are loan arrears, regardless of the bank that disbursed the loan. Accordingly, the loan arrears will affect you credit history. You will not be able to obtain another loan at other banks, since the data on your loan debt will be accessible for banks – Credit Bureau members. At the same time, a good credit history provide you significant advantages, as you will be able to get more favourable terms at your bank and can be sure that other banks will also be interested in you as in a reliable client.